Frequently Asked Questions



General Questions:

Q: Can you tell me why my application was rejected?

A: Yes, we can absolutely tell you however you must contact us to find out.

Q: If my loan application was rejected for some reason, how long do I wait before trying again?

A: If your financial situation hasn't changed, you probably shouldn't reapply. Our rules will be the same. However, if you feel your financial situation is materially different then we will reconsider your request in 30 days.

Q: What is this date format? I have never seen this before.

A: It is YYYY-MM-DD, so for example November 1, 2013 would be 2013-11-01. This format makes the most sense, going from larger spans (years) to smaller spans (days).

Q: How much am I allowed to borrow at once?

A: For a first time loan you will be given between $200 and 400 but once you build a history with us you can borrow up to $500.

Q: How much do you charge for a loan?

A: We charge 10%.

Q: Can I take out multiple loans at once?

A: Legally, yes. We don't offer more than one per customer however. If you think you need multiple loans, you should probably reconsider and think about some other means of credit.